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Working Capital Loans Calculator

Calculate your estimated monthly payments and total costs for working capital loans. Get instant results and plan your business financing.

💰 $5,000 - $2,000,000
⏱️ 24-48 hours
🧮 Instant Results

Working Capital Loans Calculator

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$10,000$1,000,000
0.0%25.0%
1 year30 years

Business Information

$2,004
Monthly Payment
$120,228
Total Payment
$20,228
Total Interest
8/28/2030
Payoff Date

Affordability Analysis

Affordability Score92/100
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Monthly Profit After Loan:$12,996
Estimated Payback Period:160.0 months

Payment Breakdown

Principal Amount:$100,000
Total Interest:$20,228
Interest Rate:7.5%
Loan Term:5 years
Total to Repay:$120,228

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Select the loan type that matches your business needs and get instant payment estimates

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Construction Loans

Financing for new construction projects, renovations, and real estate development.

Loan Range:$50,000 - $10,000,000
Funding Time:2-4 weeks
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🚜

Equipment Financing

Purchase or lease business equipment with flexible terms and competitive rates.

Loan Range:$10,000 - $5,000,000
Funding Time:1-2 weeks
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Working Capital Loans

Short-term financing to cover operational expenses and cash flow gaps.

Loan Range:$5,000 - $2,000,000
Funding Time:24-48 hours
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🏛️

SBA Loans

Government-backed loans with favorable terms for qualified small businesses.

Loan Range:$25,000 - $5,000,000
Funding Time:4-8 weeks
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🏢

Commercial Real Estate

Financing for purchasing, refinancing, or developing commercial properties.

Loan Range:$100,000 - $50,000,000
Funding Time:4-6 weeks
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🤝

Business Acquisition Loans

Financing to purchase existing businesses or franchise opportunities.

Loan Range:$50,000 - $10,000,000
Funding Time:3-6 weeks
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Merchant Cash Advance

Quick funding based on future credit card sales with flexible repayment.

Loan Range:$5,000 - $500,000
Funding Time:1-3 days
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Invoice Factoring

Convert outstanding invoices into immediate cash flow for your business.

Loan Range:$10,000 - $10,000,000
Funding Time:24-48 hours
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0% Interest Credit Cards

0% interest credit lines for 7-12 months. Revolving credit line suitable for startups with good credit.

Loan Range:$5,000 - $150,000
Funding Time:2 weeks
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Asset Based Lending

Financing secured by account receivables, equipment, inventory, or real estate for large deal sizes.

Loan Range:$10,000,000 - $1,000,000,000
Funding Time:1-2 months
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Business Line Of Credit

Revolving credit line that you can draw from, pay back, and reuse as needed for business operations.

Loan Range:$10,000 - $1,000,000
Funding Time:24 hours
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Working Capital Loans | $5,000-$2,000,000 | 24-48 hours